The terms of this Disclaimer apply to the website (http://www.nam.co.jp/company/english/main.html) of Nissay Asset Management Corporation ("Nissay AM").
Principal place of business: Nihon Seimei Marunouchi Bldg., 1-6-6,Marunouchi, Chiyoda-ku, Tokyo 100-8219, Japan Registration: Director of Kanto Local Finance Bureau (Financial Instruments Firms) No.369 Please read this Disclaimer carefully before using the information or services described herein.
By accessing this website and or using the information provided contained herein you acknowledge that you have read this Disclaimer and that you agree to be bound by the same. In the event of any conflict between the terms and conditions of specific products or services and this Disclaimer, the terms and conditions specific to such products and services shall prevail.

Important information for US Persons!

Any strategy, financial products or services referred to in this website, if any, are not intended for distribution, sale or offering in any jurisdiction to any person to whom it is unlawful to make such an offer, sale and/or distribution, including the United States. If you intend to obtain any product or service from Nissay AM that is described on this website, you must first inform Nissay AM whether you are a US Person or if you would not be allowed to obtain such products or services from Nissay AM in your home jurisdiction.
This website and its respective contents do not constitute an offer or invitation to purchase or subscribe for any securities or a solicitation of any offer to sell any securities or any other banking product or service to US Persons. Any brokerage and investment advisory services described herein are not intended for US Persons. Furthermore, any solicitation, if any, on this website of retail banking services (including accepting and/or soliciting deposits), insurance services, mortgage and/or consumer lending services or credit card services is not intended for US Persons. "US Persons" are generally defined as a natural person, residing in the United States or any entity organized or incorporated under the laws of the United States. US Citizens living abroad may also be deemed "US Persons" under certain rules.

Use of this website

The information provided in this website should not be used as a substitute for any form of advice. If you choose to make decisions based on the information provided herein, you should do so for your own account and at your own risk. Information and opinions presented in this website have been obtained or derived from sources believed by Nissay AM to be reliable, but Nissay AM makes no representation as to their accuracy or completeness. Nissay AM may have issued, and may in the future issue, other information or materials that are inconsistent with, and reach different conclusions from, the information presented in this website. Those materials reflect the different assumptions, views and analytical methods of the analysts who prepared them and Nissay AM is under no obligation to ensure that such other materials are brought to the attention of any viewers of this website. Nissay AM controls and maintains this website from Japan and makes no representation that the information provided in this website is appropriate or available for use in other locations. If you use this website from other locations, you are responsible for compliance with applicable local laws. Nissay AM does not represent or warrant that this website functions without error or interruption.

Third party information, products and services

Where Nissay AM provides hypertext links to third party websites, such links shall not constitute an endorsement of, or representation or warranty by Nissay AM regarding such websites, the contents thereof, or any products or services on or via such websites. Your access to and the use of such links shall be entirely at your own risk and Nissay AM accepts no responsibility or liability for the content, use or availability of such websites. Nissay AM has no control over and has not verified the truth, accuracy, reasonability, reliability, completeness of any content of such websites.

Intellectual Property

Nissay AM, the licensor or relevant third party information provider retain all rights (including copyrights, trademarks, patents, service marks as well as any other intellectual property rights) in relation to all information and materials provided in this website (including all texts, graphics, logos, images, audio and video). You may print out and/or download information contained in this website for your own personal use only. You may not otherwise copy, download, reuse, repost, modify, transmit, publish, distribute or reproduce any of the information contained on this website in any form without the prior written consent of Nissay AM or the appropriate consent of the relevant owner.

Exclusion of liability

Neither Nissay AM (including its affiliates) nor any of their directors, officers, employees, representatives, agents, licensors, suppliers or subcontractors shall be liable for any claims, losses, liability, costs and expenses (including, but not limited to, attorney's fees) arising from or in relation to the use of this website including, but not limited to, (i) any defects, viruses, or other malfunctions caused to any equipment and other software in connection with the access or use of this website, (ii) the information provided in this website, (iii) the interception, modification or misuse of information transmitted to Nissay AM or transmitted to you, (iv) the functioning or non-availability of this website, (v) the misuse of this website, (vi) the loss of data, (vii) downloading or use of any software made available by this website, or (viii) claims of third parties in connection with the use of this website. Nissay AM cannot be held responsible for any damages or losses that occur from transactions and/or services in defiance of the relevant rules of the viewer's home jurisdiction.


Nissay AM reserves the right to change the information provided in this website, including the terms of the Disclaimer, at any time and without notice. It is recommended that you review the information provided in this website, including the terms of the Disclaimer, periodically for any such changes. Providing links to Nissay AM websites are strictly prohibited unless you obtain express prior written consent from Nissay AM.

Applicable law and jurisdiction

This material is not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject Nissay AM to any registration or licensing requirement within such jurisdiction. The laws of Japan govern the Disclaimer and any use of this website and any dispute in relation to or arising out of this Disclaimer that might arise between you and Nissay AM. You agree that all disputes arising out of or in connection with this Disclaimer or the use of this website (or other linked website) shall be submitted to the exclusive jurisdiction of the courts of Japan.